Wage Calculator UK
Wages, salary, pay: the maths is the same. Pick the period you think in, enter the figure, and switch to any other period in the results table.
Tax year 2026/27 · Estimates, not personal tax advice
Your results
Enter your salary to see take-home pay by year, month, week, day and hour.
Using 2026/27 rates (6 April 2026 to 5 April 2027). Nothing you enter is stored or sent anywhere.
Rates and rules used
Tax year 2026/27Default year 2026/27 (6 April to 5 April). 2025/26 and 2024/25 figures are kept for comparison where the calculator offers a year choice.
- Income Tax bands, rates and Personal Allowance2026/27GOV.UK: Income Tax rates and allowances (opens in new tab)
- Employee Class 1 National Insurance rates and thresholds2026/27GOV.UK: National Insurance rates and category letters (opens in new tab)
- Tax codes and emergency codes2026/27GOV.UK: Tax codes (opens in new tab)
- Student and Postgraduate Loan thresholds and rates2026/27GOV.UK: Repaying your student loan (opens in new tab)
- Pension tax relief2026/27GOV.UK: Tax on your private pension (opens in new tab)
- National Minimum and Living Wage rates2026/27GOV.UK: National Minimum Wage rates (opens in new tab)
Independent site, not affiliated with HMRC. Always check GOV.UK for the latest figures.
How this calculation works
- 01Start with your gross income and convert it to an annual figure.
- 02Take off salary sacrifice and net pay pension contributions.
- 03Apply your Personal Allowance, tapered above £100,000 or set by your tax code.
- 04Calculate Income Tax band by band using rates for your region.
- 05Calculate employee National Insurance on earnings after salary sacrifice.
- 06Deduct relief at source pension contributions at 80% of the gross amount.
- 07Apply student and postgraduate loan repayments above each threshold.
- 08Subtract everything to reach estimated net pay, then split it by period.
Real payroll can differ because tax and NI are worked out per pay period, and your tax code may include adjustments HMRC hasn't told you about. See our methodology.
Part-time wages
If you earn under £12,570 a year from one job and have no other income, you'll usually pay no Income Tax. NI also starts at £12,570 a year, so lower-paid part-time roles often have no deductions at all apart from pension.
Understanding your wage calculator result
This page accepts the pay period you naturally use and converts it to a consistent annual basis. It helps part-time, temporary and shift workers understand deductions without first calculating an annual salary.
Estimating pay from two part-time jobs
Scenario: Calculate each job separately using its normal pay period, then use the salary calculator with the combined annual gross income for an overall estimate.
How to use the result: The combined check matters because the Personal Allowance is shared across jobs. A code used by one employer can make individual payslips look different from the eventual yearly position.
Details to check before relying on the estimate
- Include taxable shift premiums and regular commission.
- Treat each job's tax code separately when checking payslips.
- Variable-hours results are only as reliable as the average entered.
Putting the estimate into perspective
Keep the period written next to your wage estimate. Weekly, four-weekly and monthly amounts can look similar while describing different payment schedules.
Frequently asked questions
Do I pay tax on a part-time wage?
Only if your total income is above your Personal Allowance. If you have two jobs, the second usually gets a BR code, so tax is taken from it even if it's small.
Check it on GOV.UK: Tax codes (opens GOV.UK in a new tab) · Income Tax rates and allowances (opens GOV.UK in a new tab)
Does a zero-hours contract change how tax is calculated?
The rules are the same, but irregular earnings can mean you pay tax or National Insurance that differs from a steady-salary estimate in a given week. Use an average annual amount for planning.
Check it on GOV.UK: National Minimum Wage rates (opens GOV.UK in a new tab)
What if I have two jobs?
Your Personal Allowance is normally applied to one job, and the second is taxed using a code such as BR. A single-job calculator will overstate your take-home pay if you have several employers.
Check it on GOV.UK: Tax codes (opens GOV.UK in a new tab) · Income Tax rates and allowances (opens GOV.UK in a new tab)
Related calculators
- Hourly Rate Calculator — Convert an hourly rate and paid hours into gross earnings.
- Weekly Salary Calculator — Work out weekly take-home pay after Income Tax and National Insurance for 2026/27.
- Salary Calculator — Combine total yearly income for an overall estimate.
Related guides
- Tax on a Second Job — How a second job is taxed, why it usually gets a BR code, and how to split your Personal Allowance between jobs.
- The Personal Allowance Explained — How the £12,570 Personal Allowance works, who loses it, the £100,000 taper and the 60% trap, plus ways to protect it.