Hourly Rate Calculator UK
Enter your hourly rate and the hours you normally work. Open advanced options to change the default 37.5 hours a week.
Tax year 2026/27 · Estimates, not personal tax advice
Your results
Enter your salary to see take-home pay by year, month, week, day and hour.
Using 2026/27 rates (6 April 2026 to 5 April 2027). Nothing you enter is stored or sent anywhere.
Rates and rules used
Tax year 2026/27Default year 2026/27 (6 April to 5 April). 2025/26 and 2024/25 figures are kept for comparison where the calculator offers a year choice.
- Income Tax bands, rates and Personal Allowance2026/27GOV.UK: Income Tax rates and allowances (opens in new tab)
- Employee Class 1 National Insurance rates and thresholds2026/27GOV.UK: National Insurance rates and category letters (opens in new tab)
- Tax codes and emergency codes2026/27GOV.UK: Tax codes (opens in new tab)
- Student and Postgraduate Loan thresholds and rates2026/27GOV.UK: Repaying your student loan (opens in new tab)
- Pension tax relief2026/27GOV.UK: Tax on your private pension (opens in new tab)
- National Minimum and Living Wage rates2026/27GOV.UK: National Minimum Wage rates (opens in new tab)
Independent site, not affiliated with HMRC. Always check GOV.UK for the latest figures.
How this calculation works
- 01Start with your gross income and convert it to an annual figure.
- 02Take off salary sacrifice and net pay pension contributions.
- 03Apply your Personal Allowance, tapered above £100,000 or set by your tax code.
- 04Calculate Income Tax band by band using rates for your region.
- 05Calculate employee National Insurance on earnings after salary sacrifice.
- 06Deduct relief at source pension contributions at 80% of the gross amount.
- 07Apply student and postgraduate loan repayments above each threshold.
- 08Subtract everything to reach estimated net pay, then split it by period.
Real payroll can differ because tax and NI are worked out per pay period, and your tax code may include adjustments HMRC hasn't told you about. See our methodology.
From hourly rate to salary
An hourly rate multiplied by weekly hours and 52 weeks gives an annual figure. Paid holiday is already included in that because you're paid for 52 weeks. If you're on a zero-hours contract, use an average of recent weeks.
Understanding your hourly rate calculator result
The result converts hourly pay and weekly hours into an annual gross amount, then applies the selected deductions. It is useful for comparing an hourly role with a salaried one on the same basis.
Comparing hourly and salaried roles
Scenario: Enter the hourly rate and contracted paid hours. If breaks are unpaid, leave them out of the weekly hours.
How to use the result: Use the annual gross and net results beside the salary offer. Check holiday entitlement and guaranteed hours separately because the calculator assumes the entered pattern continues for the year.
Details to check before relying on the estimate
- Average variable hours over a sensible period.
- Do not count unpaid meal breaks as working hours.
- Check whether quoted holiday pay is included in or added to the rate.
Putting the estimate into perspective
Compare paid hours as well as rates. A higher advertised hourly rate may produce less annual income if fewer hours are guaranteed or breaks are unpaid.
Frequently asked questions
What is £15 an hour annually?
At 37.5 hours a week, £15 an hour is £29,250 a year before tax.
Check it on GOV.UK: Income Tax rates and allowances (opens GOV.UK in a new tab) · National Insurance rates and category letters (opens GOV.UK in a new tab)
How do I turn an hourly rate into an annual salary?
Multiply your hourly rate by the hours you work each week, then by 52. Enter that annual figure, or use the hourly option if available, and subtract unpaid breaks from the hours you count.
Check it on GOV.UK: Income Tax rates and allowances (opens GOV.UK in a new tab) · National Insurance rates and category letters (opens GOV.UK in a new tab)
Does unpaid overtime or holiday pay affect the estimate?
Paid holiday is normally included in an annual salary, but overtime and unpaid hours vary. Use your realistic average hours so the tax estimate reflects what you actually earn.
Check it on GOV.UK: Income Tax rates and allowances (opens GOV.UK in a new tab) · National Insurance rates and category letters (opens GOV.UK in a new tab)
Related calculators
- Wage Calculator — Use a flexible pay period when earnings are not purely hourly.
- Weekly Salary Calculator — Start from the weekly gross amount shown on a rota or payslip.
- Overtime Tax Calculator — Model enhanced rates and extra hours separately.
Related guides
- Tax on Overtime — Why overtime can look heavily taxed on a single payslip, how it's actually taxed over the year, and how to estimate what you'll keep.
- How to Read a UK Payslip — Understand every line on a UK payslip: gross pay, tax code, NI letter, pension, student loan, year-to-date figures and net pay.